Make the Most of your Medical Insurance at Year End

Schedule Your Surgery with CTO

  1. I’ve met my deductible!
  2. Schedule your surgery with our nursing department.
  3. Complete surgery clearance and insurance      authorization (if required).
  4. Heidi Rivers provides you with an explanation of benefits, identifies what portion you will be responsible and sets up payment options. 

Ask about Care Credit!

“Check your benefits with ease! We work hard to find a solution that will work for you and be fair and transparent in the process.” 

Heidi Rivers

Heidi Rivers

Billing Administrator, Cross Timbers Orthopaedic and Cross Timbers Imaging

Heidi Rivers has more than 30 years experience in health administration. She helps explain benefits to patients so they feel at ease about their health and what the cost is. Heidi likes making patients feel comfortable and advocating for the patient whenever she can.

Schedule an Appointment with Heidi

3 + 13 =

Cross Timbers Orthopaedics

Contact Us

We encourage all our patients to call us in advance to schedule an appointment. We are here to take care of your orthopedic problems and we will do our best to accommodate all your reasonable needs.


(254) 968-7979

Office Location

561 North Graham
Stephenville, Texas 76401

Mailing Address

P.O. Box 1358
Stephenville, Texas 76401



Monday-Friday: 8AM-5PM
Saturday-Sunday: Closed